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Terms of Service

Mercer Island Capital Management, LLC (MICap) Terms of Service

Effective Date: September 30, 2024

1. Introduction

Welcome to www.micap360.com (the "Service"), owned and operated by Mercer Island Capital Management, LLC ("MICap," "we," "our," or "us"). By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Definitions

  • Client: Any individual or entity using our financial advisory services.
  • Service: The website, financial advisory services, and any related offerings provided by MICap.
  • Account: A user account registered with MICap for accessing financial services.
  • Nonpublic Personal Information (NPI): Personally identifiable financial information as outlined in our Privacy Policy.

3. Scope of Services

MICap provides financial advisory services, including but not limited to:

  • Portfolio Design
  • Investment Management
  • Investment Advisory Our services are governed by applicable laws and regulations, including the Investment Advisers Act of 1940.

4. Eligibility

By using our services, you represent and warrant that:

  • You are at least 18 years old.
  • You have the legal capacity to enter into a binding agreement.
  • You will comply with these Terms and all applicable laws.

5. User Responsibilities

  • You agree to provide accurate and complete information when using our services.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You will not use our services for any unlawful or unauthorized purposes.

6. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which details how we collect, use, and protect your Nonpublic Personal Information (NPI). By using our services, you consent to the collection and use of your data in accordance with our Privacy Policy.

7. Fees and Payments

Certain MICap services require payment. Clients will be informed of applicable fees before being charged. Payments are subject to the terms outlined in specific advisory agreements signed with MICap.

8. Intellectual Property Rights

  • All content on our website, including text, graphics, and trademarks, is the property of MICap and protected under applicable intellectual property laws.
  • You may not reproduce, distribute, or modify our content without written permission from MICap.

9. Prohibited Conduct

Users agree not to:

  • Engage in fraudulent, misleading, or unlawful activities.
  • Use automated means to access our services.
  • Attempt to gain unauthorized access to our systems.

10. Disclaimers and Limitation of Liability

  • Our services are provided "as is" without any warranties, express or implied.
  • MICap does not guarantee investment performance, and all investments carry risks.
  • MICap is not responsible for losses incurred due to the use of our services.

11. Termination

MICap reserves the right to terminate or suspend your access to our services for violation of these Terms or any applicable laws.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, without regard to conflict of law principles.

13. Changes to These Terms

We may update these Terms from time to time. Continued use of our services after changes take effect constitutes acceptance of the revised Terms.

14. Contact Information

For questions or concerns regarding these Terms, please contact us at: Mercer Island Capital Management, LLC Email: support@micap360.com Website: www.micap360.com